Money
moves
differently
with Tyde.

One account for spending, saving, earning, cards, and everything your money needs to do.

Explore Tyde
Instant transfers
Total balance₦1,284,500
TYDE

•••• 4221

Maureen C.

Everything your money needs.

All your everyday banking, in one place.

Accounts
Transfers
Bills
Token & Data
Cards
Savings
Goals
Investments
Loans
Statements

Your card lives in your phone.

Virtual cards, transfers, and more. All in one place.

9:41
TYDE
•••• 4221
Available balance

₦92,400

Pay without thinking
about the payment.

QR code, tokens, card details, bank transfer.

Scan & pay
Fund your Tyde account
Online payments
Contactless
Power
Mobile top-up
Request
Recurring payments

Your Tyde account

One account. Multiple ways to move.

₦1,284,500Total balance

Spend

Daily expenses

₦310,000

Cards

Virtual cards

₦105,000

Savings

High-yield savings

₦715,000

Investments

Stocks & crypto

₦154,500

Welcome to
a new kind of bank.

Tyde is more than a bank. It's a financial operating system for your life. For individuals, families, businesses and creators.

Spend

Your money,
freely.

Grow

Save & grow money sustainably & long term.

Build

Build faster,
your business.

Create your card.

Choose a design that feels like you.

TYDE

•••• 4221

Jeremiah C.

TYDE

•••• 4221

Anthony C.

TYDE

•••• 4221

Anthony C.

TYDE

•••• 4221

Anthony C.

Card features

Multiple cards
Card controls
Freeze / unfreeze
Spending limits
Online / offline
ATM controls
International usage
Apple/Google Pay

Limited edition cards

Numbered runs, printed once. Pick one in the studio above, or take whichever is still in stock.

3,000 cards per edition
TYDE

•••• 4221

Midnight Swirl

Midnight Swirl

Monochrome liquid on black

TYDE

TYDE

•••• 4221

Aurora

Aurora

Light trails on deep navy

TYDE

TYDE

•••• 4221

Marble

Marble

Classical form, lime accent

TYDE

TYDE

•••• 4221

Orbit

Orbit

Night-side planet, cyan rim

TYDE

TYDE

•••• 4221

Onyx

Onyx

Black with a graphite spine

tyde.world

TYDE

•••• 4221

Linen

Linen

Warm paper, cool clasp

tyde.world

9:41
TYDE•••• 4221
Available

₦92,400

Your money,
your way.

Send, receive, and request money with ease — anytime, anywhere.

Get paid, your way.

Accept payments from customers, clients, and parties.

Payment links
Invoicing
QR codes

Getting paid should be
just as easy.

Receive money from anywhere in the world.

₦

Make saving feel visible.

New House45%
Travel21%
New Car68%
Emergency95%
School52%
Other11%

Your money can do more
with a little direction.

Automate & save
Invest & grow
Build wealth
Get insights
Achieve goals
Woman avatar

Access money
when you need it.

Get quick, flexible access to funds.

Turned on
✓
Available credit

₦500,000

From 2.5% monthly

Business has money
problems too.

Payroll
Team cards
Expense control
Invoicing
Accounting
Integrations
Founder avatar

Give your team money
without giving up control.

Business Cards.

Set limits
Track spending
Manage teams
Smart controls
Real-time data
Detailed reports
Team avatar

Family banking, made simple.

Shared accounts, spend controls, and simplified financial futures.

Build your wealth, your way.

Invest, save and grow with flexible options and expert insights.

Loans for what's next.

Get the support you need, when you need it most.

Business, on your terms.

Power your business with Tyde made-aside with you.

Tyde Vault

Your most important assets. Safely stored.

Unlimited storage
End-to-end encryption
Biometrics & multi-factor auth
Across all your devices

Put money somewhere
you won't casually touch it.

Tyde Vault

Locked savings
Goal vaults
Scheduled deposits
Automated savings
Interest & rewards

Know where your money goes.

Track your spending, spot trends, make smarter decisions.

+24%
Food
34%
Transport
25%
Shopping
18%
Bills
12%
Other
11%

Stay informed. Always.

Real-time notifications for every transaction, so you're always in control.

Payment received

+₦65,800

2m ago

Card purchase

-₦12,000

35m ago

Transfer completed

+₦125,500

1h ago

Your money,
your protection.

Advanced security, fraud monitoring and peace of mind.

Two-factor authentication
Real-time fraud alerts
Card controls
Encrypted data
TYDE

More than a bank.
A financial operating system for your life.

What people say

Sample copy below — replace with real, consented quotations before launch.

Sample
I stopped keeping one card for spending and another for savings. My sister and I can see the same goal money without asking each other where it went.

Sample name

Sample role, Lagos

Sample
The card controls are the part I did not know I needed. Freezing it while travelling, then unfreezing it at the airport, without calling anybody.

Sample name

Sample role, Abuja

Sample
It is the first account that treats my household like one household instead of like four separate customers who happen to share a surname.

Sample name

Sample role, Port Harcourt

Maureen Campbell, CEO and Director of Tyde Bank Ltd
MC

Maureen Campbell

CEO / Director, Tyde Bank Ltd

From the CEO

Banking should answer to the
household, not the individual.

I grew up watching my mother keep the family money in a box, and my father keep his own. Nothing was hidden exactly, but nothing added up either. Every question about the household finances was answered twice, separately, by two people who both had to remember what they had already agreed.

Tyde exists because that arrangement does not scale, and because the alternative we were offered was not a better version of it. It was the same model with a brighter app on top. If all we had done was that, we would have made the problem harder to see rather than easier to fix.

So we built one account for a household. You can still see your own money clearly and keep it private, and your mother can put money into the goal you are both saving for without either of you having to ask the other. That is not a feature we bolted on. It is the reason the company exists.

It is early, and we will get things wrong. When we do, we will say so here rather than bury it in a status page.

Our storyHow we are regulatedCareers

Questions,
answered
properly.

If your question is not here, the support team is in the app and a human answers.

Your naira balance is held with our licensed payments partner and swept into interest-bearing accounts on your behalf. Tyde does not lend your balance out. The partner’s name and licence are set out in the terms you accept when you open an account.