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Midnight Swirl
Midnight Swirl
Monochrome liquid on black
TYDE
One account for spending, saving, earning, cards, and everything your money needs to do.
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Maureen C.
All your everyday banking, in one place.
Virtual cards, transfers, and more. All in one place.
QR code, tokens, card details, bank transfer.
One account. Multiple ways to move.
Spend
Daily expenses
Cards
Virtual cards
Savings
High-yield savings
Investments
Stocks & crypto
Tyde is more than a bank. It's a financial operating system for your life. For individuals, families, businesses and creators.
Your money,
freely.
Save & grow money sustainably & long term.
Build faster,
your business.
Choose a design that feels like you.
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Jeremiah C.
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Anthony C.
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Anthony C.
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Anthony C.
Numbered runs, printed once. Pick one in the studio above, or take whichever is still in stock.
•••• 4221
Midnight Swirl
Midnight Swirl
Monochrome liquid on black
TYDE
•••• 4221
Aurora
Aurora
Light trails on deep navy
TYDE
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Marble
Marble
Classical form, lime accent
TYDE
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Orbit
Orbit
Night-side planet, cyan rim
TYDE
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Onyx
Onyx
Black with a graphite spine
tyde.world
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Linen
Linen
Warm paper, cool clasp
tyde.world
Send, receive, and request money with ease — anytime, anywhere.
Accept payments from customers, clients, and parties.
Receive money from anywhere in the world.
Get quick, flexible access to funds.
₦500,000
From 2.5% monthly

Business Cards.

Shared accounts, spend controls, and simplified financial futures.
Invest, save and grow with flexible options and expert insights.
Get the support you need, when you need it most.
Power your business with Tyde made-aside with you.
Your most important assets. Safely stored.
Tyde Vault
Track your spending, spot trends, make smarter decisions.
Real-time notifications for every transaction, so you're always in control.
Payment received
+₦65,800
Card purchase
-₦12,000
Transfer completed
+₦125,500
Advanced security, fraud monitoring and peace of mind.
More than a bank.
A financial operating system for your life.
Sample copy below — replace with real, consented quotations before launch.
I stopped keeping one card for spending and another for savings. My sister and I can see the same goal money without asking each other where it went.
Sample name
Sample role, Lagos
The card controls are the part I did not know I needed. Freezing it while travelling, then unfreezing it at the airport, without calling anybody.
Sample name
Sample role, Abuja
It is the first account that treats my household like one household instead of like four separate customers who happen to share a surname.
Sample name
Sample role, Port Harcourt

Maureen Campbell
CEO / Director, Tyde Bank Ltd
I grew up watching my mother keep the family money in a box, and my father keep his own. Nothing was hidden exactly, but nothing added up either. Every question about the household finances was answered twice, separately, by two people who both had to remember what they had already agreed.
Tyde exists because that arrangement does not scale, and because the alternative we were offered was not a better version of it. It was the same model with a brighter app on top. If all we had done was that, we would have made the problem harder to see rather than easier to fix.
So we built one account for a household. You can still see your own money clearly and keep it private, and your mother can put money into the goal you are both saving for without either of you having to ask the other. That is not a feature we bolted on. It is the reason the company exists.
It is early, and we will get things wrong. When we do, we will say so here rather than bury it in a status page.
If your question is not here, the support team is in the app and a human answers.
Your naira balance is held with our licensed payments partner and swept into interest-bearing accounts on your behalf. Tyde does not lend your balance out. The partner’s name and licence are set out in the terms you accept when you open an account.